| SAVINGS RATES Rates updated 03/01/2010 |
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| Type of Account | Dividend Rate | APY |
| Regular Share Savings | 0.20% | 0.20% |
| Club Account | 1.10% | 1.11% |
| IRA Accumulation | 1.75% | 1.76% |
| IRA Term
6 Months 12 Months 18 Months 24 Months |
1.45% 1.82% 1.91% 2.06% |
1.46% 1.84% 1.93% 2.08% |
| Money Market (effective May 1, 2010) (min $2,500) $2,500-$7,499.99 $7,500-$9,999.99 $10,000 and over |
0.25% 0.35% 0.40% |
0.25% 0.35% 0.40% |
| Dividend rates are variable and may change after the account is open. Club accounts are limited to one withdrawal per calendar year, excess withdrawals will incur a fee. Regular share and club account dividends are compounded quarterly. Money market account dividends are compounded monthly. The APY is based on the assumption that minimum balances & other requirements are met. Fees could reduce the earnings on the account. APY = Annual Percentage Yield. Rates and Terms are subject to change without notice. | ||
| SHARE CERTIFICATE RATES Rates updated 06/01/2010 |
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| $500.00 - $24,999.99 | Dividend Rate | APY |
| 6 Months | 0.62% | 0.62% |
| 12 Months | 0.82% | 0.83% |
| 18 Months | 0.95% | 0.95% |
| 24 Months | 1.27% | 1.28% |
| $25,000.00 - $99,999.99 | Dividend Rate | APY |
| 6 Months | 0.64% | 0.64% |
| 12 Months | 0.84% | 0.84% |
| 18 Months | 0.97% | 0.97% |
| 24 Months | 1.29% | 1.30% |
| $100,000.00 and over | Dividend Rate | APY |
| 6 Months | 0.66% | 0.66% |
| 12 Months | 0.66% | 0.66% |
| 18 Months | 0.99% | 0.99% |
| 24 Months | 1.31% | 1.32% |
| APY is based on the assumption that minimum balances & other requirements will be met. All certificate dividends are compounded monthly. Certificates are subject to a penalty for early withdrawal. APY = Annual Percentage Yield. Rates and Terms are subject to change without notice. | ||
