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Fast, Easy, Efficient, Friendly
Loans for most any purpose at affordable rates
and convenient terms. Apply today by clicking
on Loan Application or contacting us at 931.489.6004.
All rates and terms are subject to change without notice. Loan rates and terms will vary based on credit rating, value of collateral (if applicable) and term chosen.
See Loan Rates.
Loan Application & Process
To apply for a loan just complete our Loan Application and forward to the credit union by fax, U.S. mail or personal delivery. A credit union loan officer will review your application, secure your credit report and contact you with the loan decision.
Loan Protection
Take advantage of low-cost payment protection plans. Payment protection covers your loan payment in the event of death or disability through an illness or accident. One less worry for you or your family.
Loan Payments
Making loan payments couldn't be any easier. You select the method of payment and frequency. Payments can be made by ACH, automatic transfer, or payroll deduction.
• No prepayment penalties on any
Credit Union loans.
• No Application fees
New/Used Vehicle Loans
Pre-approvals are the easiest way to shop hassle-free. Financing up to 100% of the purchase price on new vehicles or NADA retail
on used vehicles to applicants who are qualified. Collision and comprehensive auto insurance is required.
Classic Autos
Financing available on older model cars that fall under the CPI Guide book. Terms vary-check with the Credit Union for more details. Collision and comprehensive auto insurance is required.
New/Used Recreational Loans
Up to 100% of purchase price on new and NADA retail on used to qualified applicants. Recreational loans include travel trailers, personal watercraft, 5th wheel campers, etc. Longer terms and special rates available on motorhomes. Collision and comprehensive insurance is required.
New/Used Boats
Up to 100% of purchase price on new and NADA retail on used to qualified applicants. Longer terms and special rates available on houseboats.
Collision and comprehensive insurance is required.
New/Used Motorcycles
Up to 100% of purchase price on new and NADA retail on used to qualified applicants.
Collision and comprehensive insurance is required.
Share or Certificate Secured Loans
Borrow up to 100% of the amount deposited. These loans carry our lowest interest rate. Dividends continue to pay on the savings or share certificate account while used as collateral. As the loan is paid down, funds become available for withdrawal.
Household Goods
Financing available for new furniture, electronic equipment, computers, lawnmowers, etc. Funds are available for new purchases only. Terms up to 36 months.
Home Improvement
Borrow for home improvements needs such as carpet, roof, heat pump, etc. Contact the Credit Union for more details
First Mortgages
Financing for home purchases are now available right here at the Family Advantage
Federal Credit Union. A large variety of mortgage loan programs available to
meet the many diverse needs of our members from fixed and variable rates.
Loan closings are set up locally for the convenience of our members.
To manage your CUNA Mortgage Loan efficiently and
effectively on-line, go to www.myloaninformation.com to log-in.
Second Mortgages/Homeowners Edge
Use the equity in your home to purchase big ticket items, make needed home improvements, pay education expenses or whatever reason you want plus have a tax advantage*. For more details contact our loan department at 931-489-6004.
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* Consult your tax planner for income tax advice.
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Personal Loans
Personal Loans are available for purposes such as home improvement, medical bills, vacation ,etc. Maximum amount available is based on income, credit history and ability to repay.
Line of Credit
Additional overdraft protection available to cover checks. This service will enhance your buying power and avoid overdraft fees. You only pay for the amount advanced plus accrued interest.
See Loan Rates!
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