Credit Cards

Platinum VISA Credit Cards are available with credit limits up to $20,000 with no annual fee.

  • No annual fee
  • Rates as low as 9.9% APR*
  • 10 day grace period
  • No balance transfer fee
  • 5.9% balance transfer rate
    (for qualified members for the first year)

*Rates based on credit score and subject to credit approval.

Platinum Visa Credit Card Application

Please complete the form and either mail the form or stop by the Columbia or Spring Hill branch to see a Member Service Representative.

If your card is lost or stolen call 800-289-5939.

Member Choice Reward Terms and Conditions

You will earn 1 point per dollar spent on purchases and cash advances. Returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn! Accounts that are past due three (3) payments will be excluded from earning, redeeming, or retaining points. If your account is closed, voluntarily or involuntarily, you will forfeit all points. Accounts without purchase or cash advance activity for twelve (12) months will forfeit all points. Your points will expire after five (5) years, with the oldest points expiring monthly.

You will receive a breakdown of your points on your monthly credit card statement. To redeem points, contact the member choice rewards center at 1-888-290-5457

Member Choice Rewards Website

Information on Registering Your Visa Card

View Statements and Make Payments Online


Family Advantage Federal Credit Union
Main Branch: P.O. Box 39,
100 Stephen P. Yokich Pkwy Spring Hill, Tennessee 37174
931.486.3125 or Toll-Free 1.888.486.3125

Branch Hours: Spring Hill
Lobby - Monday - Friday 9am - 5pm, Saturday 9am - 12pm
Drive -Thru - Monday - Friday 9am - 5pm
ATM - 24/7


Columbia Branch: 615 West 7th Street, Columbia, Tennessee  38401
931.486.3125 or Toll-Free 1.888.486.3125


Branch Hours: Columbia
Lobby - Monday - Friday 9am - 5pm
Drive-Thru - Monday - Friday - 9am - 5pm, Saturday - 9am to 12pm
ATM - 24/7

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Rates are variable and are based on an evaluation of credit history, so your rate may differ.